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Adult student loans. Like anyone attending college, nontraditional students can fund their return to school through student loans. Federal student loans. Anyone can apply for a federal student loan, whether they’re 18 or That makes federal student loans a great option if you want to borrow money to return to school. Federal student loans need to be in good standing in order for a borrower to receive additional aid. Unless the outstanding amount is paid in full, it can take up to .

May 05,  · There are two main types of student loans for working adults: federal and private. As a seasoned adult, you might well be among the types of borrowers who could benefit from prioritizing private loans over federal debt. Feb 11,  · Federal Pell Grant – This is the most popular type of grant awarded by the federal government. The maximum payout is $5, for the school year. The amount you’re awarded relies upon your financial need, the cost of your schooling and whether you’re a part-time or full-time student.

In addition to using federal aid to pay for the usual expenses such as housing, transportation, books, tuition, and fees, you can use it to help pay for dependent care, the purchase of a personal computer, costs related to a disability, and more. Apply for Federal Student Aid.